CORNERPULSE TERMS OF USE

Background

Welcome to CORNERPULSE LTD platform/website. Kindly note that the terms “we”, “us” “our” and “CORNERPULSE” refer to CORNERPULSE LTD. This website is fully operational and all information, tools, and services available from this site to you, the user, on your acceptance of all terms and conditions stated herein.

By visiting our site and/or purchasing something from us, you agree to be bound by the following terms and conditions (Terms of Service). These Terms of Service shall apply to all users of the website. Please read these Terms of Service carefully before accessing or using our website. By accessing or using any part of the site, you agree to be bound by these Terms of Service. If you do not agree to all the terms and conditions of this agreement, then you may not access the website or use any services.

Any new features or tools which are added to the current store shall also be subject to the Terms of Service. You can review the most current version of the Terms of Service at any time on this page. We reserve the right to update, change or replace any part of these Terms of Service by posting updates and/or changes to our website. It is your responsibility to check this page periodically for changes. Your continued use of or access to the website following the posting of any changes constitutes acceptance of those changes.

General Conditions

You understand that your content (not including credit card information), may be transferred unencrypted and involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices. Credit card information is always encrypted during transfer over networks.

You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of the Service, use of the Service, or access to the Service or any contact on the website through which the service is provided, without express written permission by us.

By using our Platform, you accept that it is your responsibility to determine whether and to what extent any taxes apply to any transactions you conduct through our Services. If we do not exercise or enforce any rights available to us under these Terms that does not constitute a waiver of those rights. You may not assign, transfer and/or subcontract any of your rights under these Terms.

These Terms are governed by the laws of Nigeria. Any and all disputes arising under this Agreement shall be settled exclusively before courts of competent jurisdiction in Nigeria.

We are not responsible if information made available on this site is not accurate, complete or current. The material on this site is provided for general information only and should not be relied upon or used as the sole basis for making decisions without consulting primary, more accurate, more complete or more timely sources of information. Any reliance on the material on this site is at your own risk.

This site may contain certain historical information. Historical information, necessarily, is not current and is provided for your reference only. We reserve the right to modify the contents of this site at any time, but we have no obligation to update any information on our site. You agree that it is your responsibility to monitor changes to our site.

If, at our request, you send certain specific submissions (for example contest entries) or without a request from us you send creative ideas, suggestions, proposals, plans, or other materials, whether online, by email, by postal mail, or otherwise (collectively, 'comments'), you agree that we may, at any time, without restriction, edit, copy, publish, distribute, translate and otherwise use in any medium any comments that you forward to us. We are and shall be under no obligation (1) to maintain any comments in confidence; (2) to pay compensation for any comments; or (3) to respond to any comments.

You agree that your comments will not violate any right of any third-party, including copyright, trademark, privacy, personality or other personal or proprietary right. You further agree that your comments will not contain libelous or otherwise unlawful, abusive or obscene material, or contain any computer virus or other malware that could in any way affect the operation of the Service or any related website. You may not use a false e-mail address, pretend to be someone other than yourself, or otherwise mislead us or third-parties as to the origin of any comments. You are solely responsible for any comments you make and their accuracy. We take no responsibility and assume no liability for any comments posted by you or any third-party.

Where there are information on our site or in the Service that contains typographical errors, inaccuracies or omissions that may relate to product descriptions, pricing, promotions, offers, product shipping charges, transit times and availability. We reserve the right to correct any errors, inaccuracies or omissions, and to change or update information or cancel orders if any information in the Service or on any related website is inaccurate at any time without prior notice (including after you have submitted your order).

We undertake no obligation to update, amend or clarify information in the Service or on any related website, including without limitation, pricing information, except as required by law. No specified update or refresh date applied in the Service or on any related website, should be taken to indicate that all information in the Service or on any related website has been modified or updated.

Terms of Website Use

By agreeing to these Terms of Service, you represent that you have attained the age of majority and you have given us your consent to allow any of your minor dependents to use this site.

You may not use our products for any illegal or unauthorised purpose nor may you, in the use of the Service, violate any laws in your jurisdiction (including but not limited to copyright laws). You must not transmit any worms or viruses or any code of a destructive nature. A breach or violation of any of the Terms will result in an immediate termination of your use of the website.

You understand that You should therefore read this agreement from time to time and that your affirmative assent to its terms, as amended, may be requested of you as a condition of logging into your account. You understand that if you do not agree to be legally bound by this agreement and all of its terms and conditions (as amended from time to time), you should not log into your account. If you request other services provided by our platform that require you to agree to specific terms and conditions electronically (through clicks or other actions) or otherwise, such terms and conditions will be deemed an amendment and will be incorporated into and made part of this agreement.

The trading of crypto currency involves significant risk. By entering into this customer agreement, you acknowledge receipt of CORNERPULSE cryptocurrency risk disclosure and accept to be bound by it.

The website enables individuals and entities who sign up to use our services to acquire digital currency (which may also be known as cryptocurrencies, e-money, virtual money, alt-coins, hereinafter referred to as “Digital Currency”). Our services include the trade, purchase, sale, loan, and exchange of Digital Currency using the Platform (hereinafter referred to as the “Services”).

Access to our Services

If you wish to access and receive the Services, you must sign up once by creating an account in accordance with the requirements of the Platform (a “User Account”).

You may only create a User Account consequent upon the following:

1. If an individual, you are of legal age under the laws of the jurisdiction where you reside and authorised to enter into this Agreement. CORNERPULSE reserves the right to assess or reassess at any time your eligibility to maintain an Account and utilise the Platform.
2. If an entity, you are duly formed, validly existing and in good standing in your jurisdiction of organisation, have full power and authority to enter and perform this Agreement, and the persons signing the Agreement are fully authorised to act on your behalf.

No person, except yourself (or any person named in a separate agreement or joint account), has any interest in the Account opened pursuant to this Agreement.

Without limiting the foregoing, by accessing the Platform and utilising the services provided by or through CORNERPULSE, you acknowledge and understand that laws regarding financial instruments, which sometimes include Cryptocurrency (as defined below), may vary from jurisdiction to jurisdiction, and it is your obligation alone to ensure that you fully comply with any law, regulation or directive, relevant to your jurisdiction of residency with regard to the use of this website and the services provided by or through CORNERPULSE. For the avoidance of doubt, the ability to open an Account and access the Platform does not necessarily mean that your activities in connection therewith are legal under the laws, regulations or directives relevant to your jurisdiction of residency.

“Cryptocurrency” means any digital asset or digital currency that is available for trading or custody through the website or send or receive transactions.

By creating a User Account, you authorise CORNERPULSE to use your personal information to make enquiries to verify your identity either directly or through third parties, in order to protect our Website, Platform, Services and other users against fraud or illegal activities and to meet our anti-money laundering requirements. If we are not satisfied with the outcome of such enquiries, we may terminate your User Account immediately or refuse to let you create such a User Account.

It is your responsibility to maintain the confidentiality and security of any information that may be used to access your User Account, including your log-in information or password. You must notify CORNERPULSE immediately of any unauthorised access or use of your account, password or any other applicable breach of our Platform and Services by submitting a support request on our website. You understand that anyone accessing your User Account will be able to enter into transactions using your User Account, and CORNERPULSE has no obligation to verify or take any steps to verify any instruction received from you or appearing to be sent by you.

Account Privacy

In line with best practices on privacy and privity of contract you agree not to:

1. Share your password, login information, or other security related information with any other person that may allow them to access your User Account;
2. Permit any other person to use or access your User Account or login information;
3. Notify us if there has been, or you suspect there will be, any unauthorized use of your User Account; and,
4. Only create one User Account, you will not register as a user under multiple personas (whether false or not).

Risks Disclosure

You acknowledge and agree that:

• The trading and/or holding of Digital Currency is unlike traditional currencies, goods or commodities in the market: it involves significant and exceptional risks and the losses can be substantial. You should carefully consider and assess whether trading or holding of digital currency is suitable for you depending upon your financial circumstances and tolerance to risk and you should take independent financial advice;
• We have not advised you to, or recommended that you should, use the Website, Platform and/or Services, or trade and/or hold Digital Currencies;
• Once a transaction involving the transfer of Digital Currencies has been completed, it is impossible to reverse it;
• Unlike other traditional forms of currency, Digital Currency is decentralized and is not backed by a central bank, government or legal entities. As such, the value of Digital Currencies is extremely volatile and may swing depending upon the market, confidence of investors, competing currencies, regulatory announcements or changes, technical problems or any other factors. CORNERPULSE makes no warranties or representations as to the future value of any Digital Currencies and accepts no liability for any change in value of your holdings;
• You must exercise extreme caution whenever you select, store or transmit your private keys that relate to the Digital Currency in your holdings. If another person learns your private key then they can take your funds. If you forget or lose your private key or password, you acknowledge that (i) we do not keep a record of that private key; (ii) that we cannot provide a back-up; (iii) you will not be able to access your wallet or any of the Digital Currency within it; and (iv) you will lose your Digital Currency;
• If you choose to provide us with an address to send your Digital Currency to, it is your sole responsibility to ensure that you have entered a correct and valid address. CORNERPULSE is not responsible or liable for any loss of Digital Currency due to you providing us with an incorrect address.
• We are not responsible or liable for your holdings in any way, including for any misappropriation, loss or theft of your Digital Currencies. You acknowledge that it is important for you to take precautions when transferring and storing your Digital Currencies and that you should familiarise yourself with the security measures available when using an e-wallet service or other device for storage. You acknowledge that you should always take a greater degree of care and precaution to secure your passwords when operating in a digital environment; and
• We are not responsible for providing any support, advice or communication regarding your Digital Currencies once they have been received by you. This includes, but is not limited to, hard forks, mainnet swaps and airdrops.

You acknowledge that we do not issue financial products or provide any financial advice and no offer or other disclosure document has been, or will be, prepared in relation to the Services, the Platform and/or any of the Digital Currencies, under the Investments and Securities Act (ISA) 2007 or any other similar legislation.

Engagement

You engage CORNERPULSE, and CORNERPULSE accepts the engagement, to act as your agent for the purchase, sale or exchange of Digital Currency that you have ordered through your User Account on our Platform, in accordance with these Terms.

Users Obligations

The website/platform users acknowledge that we will process your transactions through the Platform in accordance with your instructions, and you should carefully verify all instructions before placing any orders for Digital Currency. If there is an error in those instructions, then that is your risk and we do not accept any responsibility or liability.

The purpose of our Platform and Service rules is to facilitate a safe and enjoyable experience for all users. When you use our Platform or Services, you warrant and agree to the following:

• Comply at all times with Nigerian Laws;
• Not interfere with or attempt to impair our computer systems or transmit software viruses, worms, other harmful files or other malware;
• Not use a robot, spider, scraper or other unauthorised automated means to access the Platform or the Services or any content shown on the Platform;
• Not attempt to gain unauthorised access to any part of the Platform or the Services, including attempting to gain access to a User Account other than yours;
• Not attempt to reverse engineer, disassemble or otherwise attempt to construct, copy or replicate the Platform's source code, formulas or processes;
• Ensure that all information that you provide to us is current, complete and accurate (including your contact details);
• Not use the Platform and/or the Services to engage in any restricted or criminal activities, including:
  1. financing terrorist organisations;
  2. money laundering;
  3. illegal gambling;
  4. Fraud;
  5. distributing or funding drugs and drug paraphernalia; or
  6. malicious hacking;
• Not use the Platform or Services for wire transfer money orders or as a means to transfer funds between bank accounts;
• To not carry out any act that is illegal in Nigeria or in the jurisdiction where the person carrying out the activity is resident, domiciled or located;
• Not use the platform for commercial purposes which are competitive to the Platform or our business or which would otherwise be detrimental or prejudicial to our interests in anyway;
• Only use the Platform and the Services to purchase Digital Currency on your own behalf, and not on behalf of anyone else;
• Not use systematic, repetitive or other related methods which are designed to generate or obtain repetitive and repeated amounts of data or other information from or to the Platform; and
• Report any problems or vulnerabilities with our Platform and Services by submitting a support request on our website.

Purchase of Digital Currency and Service Fees

To purchase Digital Currency using the Services, you must:

1. Sign in to your User Account or sign up for an account if it is your first time;
2. Select your chosen Digital Currency; and
3. Insert the amount of crypto you want to sell. The Naira equivalent will display on the dashboard.

You acknowledge that this rate: is not fixed and given the volatile nature of Digital Currencies, may have changed by the time that we purchase the relevant Digital Currency on your behalf. It is free to trade on CORNERPULSE Platform.

The sale of any Digital Currency on the Platform is deemed to take place in Nigeria. On completion of the sale, you are deemed to take possession of your Digital Currency in Nigeria.

The Services are subject to exchange rates at the time of our purchase, sale or exchange of the relevant Digital Currency on your behalf. These rates may vary from those shown at the time that you place your order. CORNERPULSE accepts no responsibility or liability for any change in such rates that result in a loss of value occurring during processing of your order.

We reserve the right to delay, suspend or cancel a transaction if: (1) We believe the transaction may include, enable or be linked to illegal and/or fraudulent activities, (2) There are technical reasons that prevent us from completing the transaction; or (3) We receive a request from a law enforcement or government agency to do so. We may exercise our rights under this clause at our sole discretion and are not required to provide our reasons for doing so.

Account Closure and Deletion

You may delete your CORNERPULSE Account by using the delete button in the app or by submitting a closure request to support@cornerpulseltd.com. CORNERPULSE will action such requests once (i) the sum of all Local Currency and digital currency balances in your CORNERPULSE Wallet(s) is below the Minimum Closure Amount; and (ii) no transactions have taken place in your CORNERPULSE Account for a period of at least 30 days.

Such requirements are designed to protect you from loss and CORNERPULSE will not delete or action a closure request until they are satisfied.

You accept and acknowledge that, once your CORNERPULSE Account is deleted/closed: You will have no further access to it; CORNERPULSE will be under no obligation to notify you of, or provide to you, any digital currency sent to any receive address associated with your CORNERPULSE Account; and CORNERPULSE reserves the right to delete all of your information and account data stored on our servers, and also reserves the right to retain any information that is required for legal or operational reasons.

If at the date of closure of your account any Local Currency or digital currency remains in your Wallet(s) (i.e. funds amounting to less than the Minimum Closure Amount), you accept and agree that CORNERPULSE shall retain such funds and that you shall have no further claim to them. The Minimum Closure Amount shall be USD10.00 or the equivalent in your Local Currency.

You accept and agree that CORNERPULSE shall not be liable to you or any third party in relation to the closure of your CORNERPULSE Account, the termination of access to your CORNERPULSE Account, or for the deletion of your information or CORNERPULSE Account data.

Termination and Deactivation of Account

We reserve the right to suspend, limit, restrict, or deactivate your access to the Platform and Services, including your User Account, under various circumstances:

• Upon receiving serious complaints about you from any other person.
• If you attempt to gain unauthorised access to the Platform or another member's User Account.
• If there are technical or operational difficulties.
• If your conduct poses risks to the Platform, the Services, or other users.
• If you use or attempt to use the Platform for illegal or criminal activities.
• If your use of the Platform is subject to any pending investigation, litigation, or government proceeding.
• If you fail to pay or fraudulently pay for any transactions.
• If you make use of addresses that have been exposed to scams.
• In case of breach of the Terms or failure to remedy a breach within 30 days' written notice.
• Upon receiving a valid request from a law enforcement or government agency.

Additionally, we may terminate these Terms and cease providing the Services and the Platform if we cease to conduct business or undergo an insolvency event, or if any insolvency procedure under the Companies and Allied Matters Act, 2020 is instituted or occurs.

Disclaimer of Warranties and Limitations of Liability

1. You acknowledge that any transactions that you enter into using the Platform or the Services are entirely at your own risk. While we will take reasonable care to ensure that the information available on or accessed through the Platform and/or the Services is correct, you are solely responsible for the actions you take in reliance on that information.

2. The Platform and the Services are provided on an “as is” and “as available” basis. Other than to the maximum extent permitted at law, we give no express warranties, and disclaim and exclude all implied conditions or warranties, as to the Platform and the Services.

3. Without limiting the foregoing we do not give any warranties of merchantability, fitness for a particular purpose and non-infringement; warrant that the Platform will be compatible with your equipment; or warrant that the Platform will be free from errors, loss, destruction, interruption, or corruption.

4. CORNERPULSE shall not be liable for any loss, cost, damage, liability, claim or expense which may arise out of, or in connection with, the use of this Platform and/or the Services, including from any corruption or loss of data, malware transmission, service interruptions, or time delays.

5. CORNERPULSE will not be liable for any special, indirect, incidental, punitive, exemplary, aggravated, economic or consequential damages, howsoever caused.

Force Majeure

We have no liability to you for any lack of performance, unavailability or failure of the Platform and/or the Services, or failure to comply with these Terms, due to circumstances out of our control, including a pandemic, natural disaster, change of law, regulations or policy, or an event of force majeure.

Indemnity

You indemnify CORNERPULSE from and hold us harmless against any and all loss or damage, liabilities, penalties, fines, expenses (including reasonable professional/client fees) and costs which arise out of or relate to your use of the Platform, any breach of these Terms or our Privacy Policy, or any information you provide.

Know Your Customer Verification

By using our services as an entity, you agree to either utilise our designated Know Your Customer (KYC) verification provider or share complete and up-to-date KYC information for all your customers with us. Failure to comply with this requirement may result in the suspension or termination of your access to our services.

Third Party Website Links

This Platform may contain links to other websites (“Third Party Websites”). We make no representation or warranty as to, and are not responsible or liable for, the Third Party Website or the accuracy, legality, or decency of any content on that Third Party Website.

Cookies

We may use cookies to identify your computer on our server and so we can track your use on our Platform. In some instances, cookies may collect and store personal information about you. Such personal information will only be used by us in accordance with our Privacy Policy.

Intellectual Property

All Intellectual Property Rights in and to the Platform, the Services, and the software and other material underlying and forming part of the Platform and the Services (“Platform Material”) is owned by CORNERPULSE (and/or our suppliers and licensors). When using this Platform, we grant you a limited, non-exclusive, non-transferable, revocable licence to access and use those software, tools or applications only as required for your use of the Platform.

Amendment of the Terms of Use

We may amend or modify these Terms in whole or in part by posting a link to the revised version at least 7 days' in advance of the effective date of any amendment on the homepage of our website. If you continue to use the Platform after the expiry of any notice period, you will be deemed to have accepted the Amendments.

Contact Us

For any complaints about our Services, please contact us at support@cornerpulseltd.com. For any other questions about the Platform or the Services, please contact us at info@cornerpulseltd.com.